Access or Visual Studio?

Hi, I'm a bit confused ... when would I rather write an database
application using MS Access and Visual Basic and when (and why) would I
rather write it using Visual Studio .Net?

Is it as easy in Visual Studio to create reports and labels as it's in
Access?`

The advantage of VS.net is that not every user needs Access, right? And
that would eliminate the Access version problem as well I guess.

I've both done stuff in Access as well as asp.net

Thanks!