help transition to access from excel

I am transitioning from excel to access for the reason of the spreadsheet is
only getting igger and harder to use.

I am an Insurance agent and I am trying to set up a new database using the
templates as munc as I can. I want to have the ability to access the
customers information (contact management) and their account or policys. The
problem is I have customers with more than one auto policy and more than one
one person in a house hold with policys ex. husbands auto, wifes auto, family
homeowners, husbands auto, wifes life policy, husbands business policy, sons
auto policy. How do I set this up.

I also want to track the payments for the policys.

Is there a existing template I can use.

How do I set up the table (s)

Can the information be imported from the spreadsheet?

Thanks